This Privacy Policy governs the manner in which the website collects, uses, maintains and discloses information collected from users (each, a 'User') of the website ('Site'). This privacy policy applies to the Site and all products and services offered by MSMM Consulting Inc.

MSMM Consulting Inc. (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, store, and safeguard your information when you visit our website, purchase our digital products, or interact with our services.

By accessing or using our website, purchasing our products, or submitting your information, you acknowledge that you have read and understood this Privacy Policy and consent to the practices described herein, where required by law.

1. Information We Collect

We may collect personal information that you voluntarily provide, including:

• Full name

• Email address

• Country or region

• Billing information (processed by third-party payment providers)

• Information submitted through forms, checkout pages, surveys, or email communications

We may also automatically collect limited technical information, such as:

• IP address

• Browser type

• Device and usage data

• Cookies and analytics data

2. How We Use Your Information

We use personal information to:

• Deliver access to digital products, bonuses, and content

• Process transactions and payments

• Provide customer support and service communications

• Send transactional and service-related emails

• Send marketing emails, offers, promotions, and educational content (where consent is provided or permitted by law)

• Improve products, services, and website functionality

• Comply with legal, regulatory, tax, and accounting obligations

We do not sell, rent, or trade personal information.

3. Email Communications & Marketing (CASL Compliance)

By providing your email address, you consent (where required by law) to receive:

• Purchase confirmations and product-related communications

• Updates, announcements, and educational content

• Marketing messages, promotions, and offers related to our products or services

You may withdraw consent and unsubscribe from marketing emails at any time by clicking the “unsubscribe” link in our emails or by contacting us directly.

Transactional or service-related communications may still be sent where necessary to fulfill contractual or legal obligations.

4. Legal Basis for Processing (GDPR)

If you are located in the European Union, United Kingdom, or other GDPR-regulated regions, we process personal data based on one or more of the following lawful grounds:

• Consent

• Contractual necessity

• Legal obligation

• Legitimate interests (such as service improvement, fraud prevention, and security)

5. Sharing of Information

We may share personal information only:

• With trusted service providers (including email platforms, payment processors, hosting and automation platforms such as Systeme.io) strictly for business operations

• When required by law, court order, or regulatory authority

• To protect our rights, intellectual property, or the safety of users

We do not disclose personal data for third-party marketing purposes.

6. Payment Processing

Payments are processed securely by third-party payment providers. We do not store or have access to full credit card or banking details.

7. Cookies & Tracking Technologies

We may use cookies and similar technologies to:

• Improve website functionality

• Analyze traffic and usage patterns

• Enhance user experience

You may disable cookies through your browser settings. Some features of the website may not function properly if cookies are disabled.

8. Data Retention

We retain personal information only for as long as necessary to:

• Fulfill contractual obligations

• Provide services and support

• Meet legal, tax, and regulatory requirements

You may request deletion of your personal data, subject to lawful retention obligations.

9. Data Security

We implement reasonable technical, administrative, and organizational safeguards to protect personal information. However, no method of transmission over the Internet or electronic storage is completely secure, and absolute security cannot be guaranteed.

10. International Data Transfers

Your information may be stored or processed in Canada or other jurisdictions where our service providers operate. By using our services, you consent to such international data transfers, where permitted by law.

11. Children’s Privacy

Our products and services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from children.

12. Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

• Access your personal information

• Correct inaccurate or incomplete data

• Request deletion of your data

• Restrict or object to processing

• Withdraw consent to marketing communications

• Request data portability

Requests may be made using the contact information below.

13. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of external sites.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted with a revised “Last updated” date. Continued use of our services after changes are posted constitutes acceptance of the updated policy, where permitted by law.

15. Contact Information

MSMM Consulting Inc.
Email: support@michaelehiginwa.com
Canada